Property Cash Flow Calculator
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Weekly Cash Flow
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Understanding Rental Property Cash Flow
Cash flow is the actual money left over (or required) each week after collecting rent and paying all property-related expenses, including your mortgage repayment.
Positive vs Negative Cash Flow
- Positive cash flow: Rent exceeds expenses - the property puts money in your pocket each week
- Negative cash flow: Expenses exceed rent - you need to top up the shortfall from your own income, though this may be tax-deductible (negative gearing)
Common Cash Flow Mistakes
- Forgetting to budget for vacancy periods between tenants
- Underestimating maintenance and repair costs
- Not accounting for periodic costs like land tax or strata special levies
Estimates only. Does not account for tax effects of negative gearing or depreciation. Consult an accountant for your specific tax position.